Obamacare Help Tampa FL

Struggling to Understand Obamacare?  We have the answers!

When businesses and families learned that the Affordable Care Act (ACA), or “Obamacare”, was becoming a reality, there were a lot of questions they needed to have answered.  Most businesses and individuals need help navigating the confusing insurance industry, which is why a licensed broker can help.

Business owners don’t understand the requirements they face when deciding what insurance to offer their employees, and what the penalties are for not providing adequate options.  Individuals and families seeking coverage may worry about the multitude of insurance options, costs and if they are eligible for a subsidy. Insurance agents, like our agency in Tampa, understand the requirements and penalties, and will work with businesses and individuals to select the best options available to them.

If a business meets the requirements to offer insurance to their employees, but fail to do so, they can be fined thousands of dollars, based on the number of full time employees they have, multiplied by 1/12 of $2000.  It’s shown that businesses who offer adequate and affordable insurance options to their employees, costing the employee no more than 9.5% of their annual family income, are about to retain better talent within their companies.  Licensed insurance agents can help businesses navigate the vast insurance options and select the best and more affordable insurance for their employees.

Individuals and families seeking coverage may enroll in Affordable Care Act (ACA) plans during Open Enrollment (November 1 – December 15) or during a Special Enrollment Period. When doing so, one may wonder, “Am I eligible for a Health Insurance subsidy?” In most states, you can qualify for government subsidies if your annual household income is less than 400% of the federal poverty level – $51,000 for an individual or $105,000 for a family of fourThese subsidies are applied to your monthly premium and can help to make your new health insurance more affordable. Schedule a phone appointment today—we’ll help you determine if your household qualifies for subsidies through the ACA. 

If you or your business doesn’t understand the Obamacare laws, penalties, and requirements, contact McKnight & McKnight Insurance in Tampa.  You may qualify for a Special Enrollment Period if you’ve had a qualifying event, like marriage, having a baby, or losing previous coverage.  Call 866-525-0368 if you have any questions or need help with Obamacare coverage.

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Are you ready to save time, aggravation, and money? The team at McKnight & McKnight Insurance Solutions is here and ready to make the process as painless as possible. We look forward to meeting you!

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